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TitleSeasonality in Automobile Insurance Claims Frequencies
Authors김기홍
Issue Date1994-09-01
PublisherKIPF
Citationpp. 17
AbstractClaims paid frequencies in the United States are found to follow a seasonal pattern in several states for bodily injury, collison, and comprehensive coverages. The Seasonal pattern has implications for the pricing, marketing, and regulation of automobile insurance as the timing of claims has a direct effect on the amount of investment income an insurance policy will generate. In this paper the impact of seasonality on investment earnings is analyzed in eash state.
Keywords계절절패턴, 보험사고, 자동차보험
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